Pia Pesa

🇰🇪 Made for Kenya

Pia Pesa – Cash Anytime, Anywhere

Send money across networks, withdraw via trusted agents, and manage your finances with Kenya's most flexible digital wallet.

Deposit to any network

Withdraw via agents

P2P matching

Cross-network send/receive

Demo Wallet

DEMO

Sample KES balance and transactions

Available Balance

Ksh 15,750.50

Recent Transactions

Sent to Mary W.

M-Pesa • 2 hours ago

Ksh 2,500.00

Received from Peter M.

Airtel Money • 1 day ago

Ksh 1,200.00

Withdrawal via Grace N.

M-Pesa • 2 days ago

Ksh 5,000.00

Why Choose Pia Pesa?

Built for Kenyans, by Kenyans. Experience seamless money movement across all major networks.

Secure & Trusted

Bank-level security with PIN protection and transaction verification

Lightning Fast

Send money instantly across M-Pesa, Airtel Money, and bank networks

Agent Network

Access cash through our verified agent network across Kenya

How It Works

Simple, fast, and secure. Get started in minutes and start managing your money like never before.

For Users

Create your account in seconds with your phone number and email. Verify with OTP and set your PIN.

Deposit Money

Add funds to your wallet via M-Pesa, Airtel Money, or T-Kash. Your balance is instantly available.

Send or Withdraw

Send money to anyone across networks or request cash withdrawal from nearby agents.

Done!

Track all your transactions in real-time. Get instant notifications and manage your money effortlessly.

For Agents

Set Your Location

Update your location and availability status. Customers nearby will see you on the map.

Accept Requests

Receive withdrawal requests from customers. Accept, meet up, and complete transactions. Earn commission on each transaction.

Key Features

Instant Transfers

Send money across M-Pesa, Airtel Money, and T-Kash instantly. No waiting, no delays.

Agent Network

Find verified agents near you. Withdraw cash anytime, anywhere across Kenya.

Secure & Safe

Bank-level encryption, PIN protection, and transaction verification keep your money safe.

Mobile First

Works seamlessly on any device. Access your wallet from your phone, tablet, or computer.

Peer-to-Peer

Direct matching between users and agents. No intermediaries, lower fees, faster service.

All Networks

Support for M-Pesa, Airtel Money, T-Kash, and bank transfers. One wallet, all networks.

Ready to Get Started?

Join thousands of Kenyans using Pia Pesa for their daily money needs.

Become a Pia Pesa Agent

Join our network of trusted agents and earn money by helping customers withdraw cash. Set your own schedule and location.

Why Become an Agent?

Earn Commission

Earn 2% commission on every withdrawal transaction you complete. Example: Complete a KES 1,000 withdrawal and earn KES 20 commission. The more you serve, the more you earn.

Flexible Location

Set your location and availability. Work from anywhere - your shop, office, or home.

Build Your Network

Connect with customers in your area. Build trust and grow your customer base over time.

Instant Payments

Receive payments directly to your wallet. No waiting, no delays - get paid instantly.

Agent Requirements

What you need to get started

Valid National ID

Kenyan National ID for verification

Location

Your operating location or area

Payment Networks

M-Pesa, Airtel Money, or Bank account

Minimum Cash Reserve

Set your maximum withdrawal amount

How the Agent System Works

Customer Requests Cash

A customer near your location requests a cash withdrawal through the app.

You Accept the Request

You receive a notification and can accept or decline based on your availability.

Complete Transaction

Meet the customer, verify the transaction, and hand over the cash. Get paid instantly.

Ready to Start Earning?

Join hundreds of agents already earning with Pia Pesa. Registration takes less than 5 minutes.

Ready to Experience the Future of Money?

Join thousands of Kenyans who trust Pia Pesa for their daily money transfers and cash needs.